Finance & Money Calculators

See how extra monthly payments change a fixed-rate loan payoff schedule and total interest.

Convert a nominal APR into the effective annual yield for any compounding frequency.

Convert basis points into a percentage rate change and the dollar impact on a balance.

Find the unit sales and revenue needed to cover fixed and variable costs.

Divide your income into needs, wants, and savings using the 50/30/20 rule.

Calculate the Compound Annual Growth Rate of any investment.

Turn net operating income and property price into a cap rate, plus the value implied by a target cap.

Calculate a capital gain, the taxable portion, tax due, and net proceeds after tax.

Estimate a vehicle-loan installment from the price, down payment, trade-in equity, APR, and term.

Measure the annual pre-tax cash flow against the actual cash invested in a rental property.

Estimate the fees and prepaids you pay when buying or refinancing a home.

Calculate total sales commission and split payouts between brokers, agents, or team members.

Project fixed-rate compound growth with monthly contributions, including SIP-style scenarios.

Calculate conversion rate, cost per conversion, revenue per visitor, and the range the true rate could sit in.

See how much monthly interest your card balance accrues.

Find out how long it takes to pay off credit card debt and how much interest you pay.

Calculate utilization from balances and limits, plus the balance to reach 30 percent or 10 percent.

Calculate customer acquisition cost from marketing and sales spend, then see the payback period.

Estimate customer lifetime value from order value, margin, purchase frequency, lifespan, and CAC.

Compare consolidation options and see how much you could save.

Compare debt snowball and debt avalanche strategies to map your debt-free timeline.

Calculate your DTI ratio for mortgage qualification.

Calculate current yield, yield on cost, and annual dividend income from your share count.

Break your down payment goal into a daily, weekly, and monthly savings pace.

Size the savings cushion you need to cover living costs.

Turn a target income, tax set-aside, expenses, and realistic billable hours into an hourly and day rate.

Estimate purity-adjusted gold value and a scenario loan amount from an entered LTV.

Calculate your current home equity, loan-to-value ratio, and HELOC capacity.

Convert hourly pay to weekly, monthly, and annual income.

Add purchase, rehab, and holding costs, subtract selling costs from the resale value, and see profit and ROI.

Estimate income tax, after-tax income, and a balance due or refund from taxable income and your effective rate.

Calculate real investment returns after accounting for inflation.

See what an amount will cost in the future and what today’s money will be worth after inflation.

Calculate return on investment for stocks, real estate, or any purchase.

Find the internal rate of return of a cash-flow series and compare it with your hurdle rate.

Find out how much you can afford to borrow based on your income.

Estimate an EMI or monthly installment and total interest for a fixed-rate loan.

Find the maximum home price your income and debts support.

Estimate a home loan EMI or mortgage payment, total interest, taxes, insurance, and amortization.

Calculate your total net worth by adding assets and subtracting liabilities.

Discount a series of cash flows to present value and see whether a project creates value.

Calculate regular pay, overtime pay at your multiplier, total gross pay, and the blended hourly rate.

Find how long an investment takes to repay its initial cost from annual cash flow.

Estimate net cash after an origination fee, monthly installments, and total borrowing cost.

Determine what future money is worth in todays dollars.

Estimate annual and monthly property tax from market value, assessment ratio, and mill rate.

Find your break-even point and monthly savings when refinancing a mortgage.

Compare total renting cost against buying, including the equity you build.

Calculate gross and net rental yield, monthly cash flow, and net operating income for investment property.

Estimate if your current savings will be enough for retirement.

Calculate return on ad spend, the profit left after ads, and the break-even ROAS for your margin.

Measure return on investment and net profit from a final value.

See what a raise is worth before and after inflation, with the monthly difference.

Convert your annual salary to an hourly, daily, weekly, or monthly rate.

Find out how much to save monthly to reach your financial goal.

Estimate severance weeks and gross pay from weekly pay, service years, policy weeks, and a minimum.

Calculate interest earned or owed without compounding.

Turn a gross salary into monthly and annual take-home pay after tax, retirement, and deductions.

Add VAT to a net price or remove VAT from a gross price at any rate, with the tax split shown.